Services
Our Specialization
At Proton Consulting we provide an endless amount of solutions for the clients that we work with.
First & Second Mortgage
A first mortgage represents the primary debt owed on a property, which serves as collateral for the loan. A second mortgage is a junior lien that you take out against your home when you still have a first mortgage outstanding.
debt consolitdation
Debt consolidation means that your various debts–whether credit card bills or other loan payments–are rolled into one loan or monthly payment. If you have multiple credit card accounts or loans, consolidation may be a way to simplify or lower payments.
Equity Take out
A home equity line of credit (HELOC) is a secured form of credit. The lender uses your home as a guarantee that you'll pay back the money you borrow. Home equity lines of credit are revolving credit. You can borrow money, pay it back, and borrow it again, up to a maximum credit limit.
private mortgages
A private mortgage is a financial arrangement between a borrower and a private, individual lender in which the lender provides financing to the borrower to purchase a home. Lenders often offer private mortgages to family, friends, or others with personal relationships and generate investment profits from the interest.
purchase & refinance
Purchase mortgages, as the name implies, are mortgages used to finance the purchase of a home. Refinances, on the other hand, are used to “refinance” an existing mortgage. You can have a purchase mortgage without a refinance loan
mortgage renewals
Renewing your mortgage means staying with your current lender for another term. You'll have an opportunity to negotiate your interest rate and term, and you won't need to re-apply. When you refinance, you are paying out your existing mortgage in order to negotiate a new mortgage loan agreement